From the Mound to Million-Dollar Mortgages
Jumbo, luxury, and complex-income home loans from Steve KentFormer MLB Pitcher turned trusted mortgage advisor.
- $1M–$5M+ Jumbo
- Pro Athletes & Executives
- Self-Employed / 1099
- VA & Conventional
NMLS #1621847 · Licensed Nationwide
Or call Steve directly: (254) 415-5664Real closings. Real clients. On time.
A snapshot of recent loans Steve has personally structured and closed across Texas and beyond.
Representative closings. Loan amounts and terms vary by borrower qualification. NMLS #1621847.
Built for buyers banks don't understand.
Most lenders flatten you into a checklist. Steve structures the loan around your career, your contracts, and your timeline — and closes on time.
Jumbo & Luxury Specialist
$1M–$5M+ financing for high-net-worth buyers, executives, and pro athletes — structured around your real financial picture.
Complex Income, Solved
Self-employed, 1099, equity comp, signing bonuses, or multiple entities? I underwrite the way your CPA actually files.
24-Hour Pre-Approval
Digital verification of income, assets & employment. Most clients are fully pre-approved within one business day.
Today's Mortgage Rates – Live & Transparent
Real-time national averages powered by Optimal Blue. See current rates for conventional, jumbo, FHA, VA, and more.
Rates shown are national averages and updated frequently. Actual rates may vary. Contact Steve Kent, NMLS #1621847, for personalized options.
Discover Your Home's True Value & Build Lasting Wealth
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Tailor-Made Mortgage Solutions.
Every mortgage is unique, just like you. This is why we've launched our tailor-made 'Build Your Payment' program. Simply let us know your financial plan, and we'll construct a mortgage solution that fits your needs.
We help people reach their goals. The mortgage process can seem scary and difficult — but it doesn't have to be! We help people just like you reach their goals by making the process fast, easy, and trustworthy.
Loan Options
Start with jumbo loans, conventional loans, VA loans, or browse all loan programs.
DFW Markets We Serve
From Frisco's corporate corridors to Highland Park's estates, we know every zip code like we know the strike zone. These aren't just cities we lend in — they're neighborhoods we close in every single month.
Frisco
Collin & Denton County
Corporate HQ corridor, master-planned luxury, home of the Dallas Cowboys' Star and the PGA of America.
Plano
Collin County
Corporate giant (Toyota NA, JPMorgan, Liberty Mutual, Capital One HQs), top schools, established luxury in West Plano.
Southlake
Tarrant County
Tarrant County's most prestigious zip code — Carroll ISD, Vaquero, Timarron, and Southlake Town Square.
Highland Park
Dallas County
The most prestigious zip code in Texas. Old-money Dallas, HPISD, walkable to Highland Park Village.
Westlake
Tarrant & Denton County
The Vaquero Club, Westlake Academy, ultra-low population, Fidelity & Charles Schwab campuses.
Prosper
Collin & Denton County
Master-planned luxury north of Frisco — Windsong Ranch, Whitley Place, and Prosper ISD's top-rated schools.
Celina
Collin & Denton County
One of the fastest-growing cities in America — Light Farms, Mustang Lakes, Cambridge Crossing, and Celina ISD pulling families, executives, and pro athletes north of Frisco and Prosper.
Your City Not Listed?
We lend across all 22 licensed states. View our nationwide lending map.
View Licensed States MapLicensed in Texas and 21 additional states. NMLS #1621847.
VA Loans: Serving Military Families Nationwide
As a Texas native from Killeen (near Fort Hood), I specialize in VA loans for active-duty service members, veterans, and their families. Zero down, no PMI, competitive rates—plus Texas-specific benefits available. See the full VA loan requirements.
VA Loan Benefits
- 0% Down Payment – No money down for qualified buyers
- No PMI Required – Save hundreds monthly
- Lower Interest Rates – Typically below conventional loans
- Flexible Credit Requirements – More forgiving guidelines
- No Funding Fee for Many – Disabled veterans & Purple Heart recipients exempt
VA loans available for active-duty, veterans, National Guard, Reserves, and eligible surviving spouses.