For Realtors & Builder Sales Reps

    Realtor Partner Program

    Start more conversations with HomeSimple cash offers and the Earned Equity lease-to-own path. When a buyer is ready to move, I'll help you find the right play and build a lending partnership that makes you look good in front of your client.

    Email Steve Directly

    Cash-offer advantage

    HomeSimple

    HomeSimple purchases the home with a cash offer and no financing contingency, then the buyer purchases it from HomeSimple. It gives qualified Conventional and VA buyers a stronger posture in multiple-offer situations.

    Open HomeSimple

    Lease-to-own path

    Earned Equity

    Keep deals alive when traditional financing says no. Earned Equity gives eligible buyers a lease-to-own path to move in, build payment history, and work toward taking title.

    Open Earned Equity

    With approximately 18 in-house Non-QM investors at All Western Mortgage, I can shop unique-property, investor, and Non-QM scenarios across a deep bench instead of forcing every deal into one box.

    What your clients get when you send them to me

    Your client gets called back

    Same-day response on new referrals, evenings and weekends included. Nothing kills a contract faster than a lender who goes quiet.

    Pre-approvals your listing agents trust

    Full document review up front — income, assets, credit — so the letter you hand over means something when offers get competitive.

    Co-marketing that's actually compliant

    Shared open-house flyers, buyer-seminar support, and rate-scenario one-sheets for your listings, structured to respect RESPA rules.

    Files other lenders decline

    Self-employed borrowers, bank statement income, investor DSCR files, asset depletion, and jumbo to $5M. Bring the hard ones.

    How partnering works

    1

    Introduce yourself

    Send a note or book a 15-minute call. Tell me your price points, your typical buyer, and where deals usually stall for you.

    2

    Run a live scenario

    Send one real buyer situation. You'll see the turnaround time, the communication, and the numbers before you ever refer a client.

    3

    Refer with confidence

    Once it works, you get a direct line, a shareable application link for your clients, and co-marketing support on your listings.

    Tools you can share with buyers today

    Link these from your own site, listings, or buyer packets — no partnership required.

    Mortgage & Buydown Calculator

    Real payment math with taxes, insurance, PMI, and 2-1 buydown comparisons.

    Open calculator

    Loan Program Requirements

    Plain-English eligibility and document lists for jumbo, FHA, VA, DSCR, and more.

    See all programs

    Client Application Link

    A secure link you can send buyers to start their application in minutes.

    Share application

    Send me one deal. That's the whole pitch.

    One real scenario is enough to see how it goes. Fifteen minutes to start.

    Media & Press Kit

    Steve Kent · NMLS #1621847 · Plano, TX · Licensed in 22 states