Estimate principal & interest, taxes, insurance, and PMI for conventional, jumbo, and VA loans — including jumbo loans $1M–$5M+ — then get pricing from Steven Kent.
Steven Kent prices conventional, jumbo, and VA loans daily and is licensed in 22 states. Estimates only; actual rates and approval are subject to credit, property, and underwriting.
Estimate payments for a conventional purchase or a jumbo loan $1M–$5M+. Use the Jumbo / $1.5M+ quick-start or enter your own numbers — Steven quotes real pricing after you run the numbers.
Standard loan. PMI applies if down payment < 20%.
User-entered estimate only — not a current jumbo rate or personalized quote.
Total Monthly Payment
$4,744.39
Payoff Date: October 2056
White-glove service for athletes, executives, self-employed buyers, and veterans. Steven Kent, NMLS #1621847. Actual pricing and approval are subject to credit, property, and underwriting.
PMI Disclaimer: PMI estimates are approximate and depend on credit score, lender, and MI provider. For accurate PMI quotes, request a personalized consultation.
Note: This is an estimate only. Monthly payment shown includes principal & interest, property taxes, homeowners insurance, and PMI when applicable.
Actual rates and terms vary based on credit score, property location, loan type, and other factors. Contact Steven Kent at Big League Lender for a personalized quote and current rates. NMLS #1621847.
Same tool, two ballgames. Conforming loans stay within the applicable loan limit; jumbo loans exceed it. This tool estimates payment math — Steven quotes real pricing for your scenario.
Conventional (conforming) covers most purchases under the current loan limit.
Jumbo starts above the conforming limit and is common in Frisco, Plano, Prosper, Southlake, Highland Park, and Celina. Explore our jumbo loan programs for financing options beyond the estimate.
PMI applies on many conventional loans with less than 20% down. This tool estimates it when LTV is over 80%; jumbo requirements vary by program, so confirm whether separate PMI applies.
Super jumbo ($2M–$5M+) uses the same payment math in this jumbo mortgage payment calculator; credit, reserves, and pricing are different — Steven will quote those live.
Complex income or a relocation? Explore financing for DFW athletes, VA loans, or contact Steven to discuss your scenario.
White-glove service for athletes, executives, self-employed, and veterans. NMLS #1621847.
Estimates only. Rates, terms, and approval are subject to credit, property, and underwriting.
A seller- or builder-paid temporary buydown can drop your rate for the first 1–3 years. See exactly what your payment — and your savings — would look like.
Rate reduced 2% in Year 1, 1% in Year 2.
Home Price minus Down Payment
Your actual rate depends on credit, loan type, and program.
Note Rate Payment (P&I)
$5,056.54
6.500% over 30 years
| Year | Rate | Payment | Monthly Savings | Annual Savings |
|---|---|---|---|---|
| 1 | 4.500% | $4,053.48 | $1,003.06 | $12,036.74 |
| 2 | 5.500% | $4,542.31 | $514.23 | $6,170.79 |
| 3+ | 6.500% | $5,056.54 | — | — |
Estimated Buydown Cost
Typically paid by seller or builder at closing
$18,207.53
Buydowns are powerful when structured right. Steven will run the numbers on your specific scenario and coordinate with your agent or builder.
Estimates only. Buydown availability and structure depend on loan program, occupancy, and seller/builder concessions. Note rate qualifies the borrower; the temporarily reduced payment does not. Contact Steven Kent, NMLS #1621847, for a personalized quote.
Work directly with Steven Kent, NMLS #1621847, for white-glove service for athletes, executives, self-employed buyers, and veterans across 22 states. Rates, terms, and approval are subject to credit, property, and underwriting.
All Western Mortgage · Company NMLS #14210 · Contact Steven
4.91 · 241 reviews
Client Reviews
Licensed in 22 States
Nationwide Reach
Jumbo Loan Specialist
$1M – $5M+