Your Guide to First-Time Homebuyer Programs
Buying your first home in the Dallas-Fort Worth metroplex is an exciting milestone. Several programs can help make homeownership more accessible.
Texas State Programs
My First Texas Home
- Down payment assistance up to 5%
- Competitive interest rates
- Available to first-time buyers and veterans
Texas Mortgage Credit Certificate (MCC)
- Federal tax credit of up to 40% of mortgage interest
- Can save thousands over the life of the loan
Local DFW Programs
Dallas Homebuyer Assistance Program
- Up to $60,000 in assistance
- Income limits apply
- Must attend homebuyer education
FHA Loans
Perfect for first-time buyers with:
- 3.5% minimum down payment
- Lower credit score requirements
- Competitive rates
Contact us to explore which programs you qualify for!
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